This program offers property tax relief to New Jersey residents who own or rent property in New Jersey as their main home and meet certain income limits. This year's ANCHOR benefit is based on residency, income, and age from 2024. The deadline to apply was October 31, 2025.

A comprehensive resource guide to Federal- and State-funded programs that promote the well-being of seniors and adults with disabilities living in the community.

NJ Department of Human Services Helpful Links

New Jersey offers several property tax deductions, exemptions, and abatements. These programs are managed by your local municipality.

NJSave is an online application to help low-income older adults and individuals with disabilities save money on Medicare premiums, prescription costs, and other living expenses.

Medicare beneficiaries frequently have questions about benefits and claims, supplement policies, and long-term care insurance. Volunteer counselors, trained in areas of health insurance coverage and benefits that affect Medicare beneficiaries, provide information and assistance for dealing with claims and in evaluating health insurance needs. Volunteer counselors do not provide legal advice, sell, recommend, or endorse any specific insurance product, agent, insurance company, Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), or Private Fee-for-Service (PFFS) plan. They provide information and assistance so that you can make your own decisions. Counseling is free of charge.

The Stay NJ program offers property tax benefits to eligible homeowners aged 65 and older. It reimburses applicants for 50% of their property tax bills, up to a maximum of $13,000, with a 2024 benefit cap of $6,500. To qualify, you must have owned and lived in your home for the full 12 months of 2024 and have an income below $500,000. If you made P.I.L.O.T. (Payments-in-Lieu-of-Tax) payments to your municipality, you are eligible for the Stay NJ benefit. Mobile homeowners are not eligible. Stay NJ benefits are calculated after ANCHOR and Senior Freeze benefits are determined. Payments are expected to be issued in early 2026. Eligibility for this benefit is based on residency, income, and age as of 2024. The deadline to file was October 31, 2025.

As an older adult, you may have specific needs after a disaster. Use the information on this page to assess your needs and take simple, low-cost steps that help you get better prepared.

The Disaster Preparedness Guide for Older Adults is intended to support older adults and their caregivers in preparing in three easy steps: assess your needs, create a plan and engage your network. The guide provides easy-to-read, user-friendly worksheets that walk individuals and caregivers through a self-assessment to identify specific needs and checklists that create a personalized plan.

Assistance for individuals who wander and peace of mind for caregivers and families.

The Middlesex County Prosecutor's Office has launched the Middlesex County Chapter of the "Public Safety Alliance For Individuals With Disabilities" A.I.D. program. A.I.D. is a voluntary service open to all citizens. The program was created to help police officers and other emergency service personnel to better assist residents with disabilities or special need in the event of an emergency by providing those first responders with vital information regarding a participant’s disability, emergency contact information, a physical description and current photograph of the registrant. The goal of the A.I.D. Program is to ensure all residents who have a disability or special need are able to get the help and support they need in a time of emergency or during interaction with Law Enforcement, Fire or EMS personnel.

This FedUp (Senior Fraud Education and Protection Program) booklet is a practical toolkit for self-protection when doing business, avoiding scams, protecting your identity and credit, making investments, applying for mortgages, and managing your health. It includes standard, classic, common-sense advice. It also draws upon current consumer complaints and fraud alerts, and our agency’s own consumer protection investigations and legal actions.